I registered just to comment on this thread and have picked an appropriate name for myself
I've "lent" money to escorts many times, though in my own mind I never considered them to be loans because I never truthfully held any hopes of ever getting the money back. I did it out of good nature.
I've always considered myself to be quiet street smart and savvy. But one such "loan" I made - or long series of loans more like - ended up costing me dearly in ways that went far beyond the money. The lesson for me was not only to never again do anything like loaning money to an escort, but it went as far as never again visiting an escort. That was over 2 years ago and even though I used to visit escorts all the time for many years, I have not returned since being stung.
The advice I offer out of experience - take it or leave it - never EVER let things between punter and escort go beyond a business transaction, whether that involves money or anything else. I have paid a terrible price for doing so and it's something that will have to stay with me for the rest of my days.