[QUOTE=Barney Rubble;2296717]It's no consolation, but I'm not up to much in 2020 either, I got a false sense of security in July, unfortunately I'm back scratching my head again on what to do next. Never been a better time to be out of money from a punters perspective, lots of us are in deep freeze. Nevertheless, in the real world its always handy to have a few bob to hit the pub or go away on a short break.
I hope your finances get balanced soon, but don't feel left out in a year where lots of us (money or no money) are creating no memories.