I closed voluntarily last week even though I was allowed to remain open, we were very busy, too busy!! I felt it was too dangerous for staff and customers to stay open.
I'll be looking into what my insurance covers and doesn't cover next week, if there's anyone to ask of course.
I'll be ok if I have to shut down for the next two weeks or a couple of months. What really concerns me is a prolonged deep recession, not many businesses can survive that.
Good luck to all employers and indeed employees.