Most of these companies have the same policy Nat once money is coming in its no problem but when it's time to take it out the rules and regs come out.
Insurance companies are the same. While I can't comment on either case I would bet that PayPal had no problem taking jessycas money turning a blind eye to the fact it was for cam work or not looking into it but when it was time to pay different story.
If the money is earned they should have given it to her, she could have said it was for online counselling services or whatever it is not too far from the truth anyway.