It is true indeed. I have very similar experience. Since I've started escorting, most people I know from outside the industry, behave as if my earnings are very easy for me to get. Of course there have been loan requests, but in most cases I have been handing cash over never expecting, I'd get anything back. Sometimes even £50 is a life-saver. I can understand that, been there myself, hence my current occupation.
However everybody around seems to keep forgetting, that I do not get my money for free, what they seem to imply. They have no idea, what cost is involved in our job, not only monies, but as well as health/well-being risks. I wouldn't expect them to know it, as I don't brag about price of my apartment, clothes, food etc. But the assumption they make, that escorting is easy money, is soooo insulting.
Nevertheless, after my last experience, where my ekhm best friend was trying to rob my home, has caused damage to my car, and never asked if owes me anything for the repair, I do not trust anyone either.
It is sad though. I guess, it is another reason for escorts to be rather isolated from 'normal' society.