Car Insurance

[kyla]

From an article dated March this year, surprisingly in car modifications such as bluetooth car kits, stereo changes also count as modifications that if not declared can void your policy should a claim arise.


TOP 10 MODIFICATIONS THAT WILL INCREASE THE COST OF PREMIUMS




1. Fitting a turbo engine: 132% rise
2. Change to car bodywork: 66% rise
3. Transmission or gearing changes: 63% rise
4. A complete body kit and panel: 57% rise
5. Roll bars, roll cages and the removal of seats: 41% rise
6. Changes to the paintwork: 36% rise
7. Upgraded brakes: 36% rise
8. Changes to the exhaust system: 26% rise
9. Upgrading the suspension: 25% rise
10. Adding stripes, decals or badges: 22% rise

omg really ) evan paint wtf

[IrishDaisie69]

what you whinging about, just add an extra tenner to your escorts rates to recoup

I'm not whinging Darling, I am simply stating it's a ridiculous rule that makes no sense to me. So you have a tiny spoiler that makes no difference to the car then what is the point to fill out paper work and report?!

[knibbs]

I'm not whinging Darling, I am simply stating it's a ridiculous rule that makes no sense to me. So you have a tiny spoiler that makes no difference to the car then what is the point to fill out paper work and report?!

What are those insurance companies like? annoying poor wee daisy about her tiny spoiler

[TonyB]

From an article dated March this year, surprisingly in car modifications such as bluetooth car kits, stereo changes also count as modifications that if not declared can void your policy should a claim arise.


TOP 10 MODIFICATIONS THAT WILL INCREASE THE COST OF PREMIUMS

1. Fitting a turbo engine: 132% rise
2. Change to car bodywork: 66% rise
3. Transmission or gearing changes: 63% rise
4. A complete body kit and panel: 57% rise
5. Roll bars, roll cages and the removal of seats: 41% rise
6. Changes to the paintwork: 36% rise
7. Upgraded brakes: 36% rise
8. Changes to the exhaust system: 26% rise
9. Upgrading the suspension: 25% rise
10. Adding stripes, decals or badges: 22% rise

Better brakes makes you more dangerous.

My brakes are crap, I should get a reduction

[xagerate]

Is no one curious what the OP is driving

I like to think its



But im beginning to assume its





Option 1 would actually probably be cheaper to insure


By the way
The important thing isn't if it has a spoiler/skirts etc
The important thing is "Has the vehicle been modified from the manufacturers specification"

A high end model may not have been altered,but an entry level model might have had all the lipstick and eyeliner applied after it was bought

[xagerate]

€3540 for the year, the joys of it.

Possible Reasons
(a)You are a bad driver
(b)You have a car id be jealous of
(c)They saw you flying?

[tom sand]

these are some of the Cheapest Cars to insure here
with terms and conditions of course
like age ect.......ect
manly they are not
sportly they are not
cool they are not
you get the picture
but they will get you from A TO B
Kia Rio Crd1.1

Fiat Panda 1.1

Opel Corsa 1.1

Peugot 107

i would love the europe version of one of these

but i would have to get one of these to follow me around

or just

[anon361]

Possible Reasons
(a)You are a bad driver
(b)You have a car id be jealous of
(c)They saw you flying?

You missed car modifications, she has 2 extra airbags fitted

[xagerate]

You missed car modifications, she has 2 extra airbags fitted

They actually consider people to drive more dangerously when they know they have airbags.

She might be lucky they only want three and a half grand in all honesty

[TonyB]

€3540 for the year, the joys of it.

I win €6549 and it came down this year. Lol