Im home alone. Its cold out and there are wolves after me. Ok, there aren't any wolves but it is cold! Id love an hour with a lovely lady, but I will still need to go out to get cash. So my dilemma is, do I go out for cash, come straight back and light the fire and get dialling, or do I brave the arctic conditions and choose a girl of my liking and go to hers?

On the one hand, there is a better range of services by opting for an incall. Also, the girl tends to be more relaxed if you go to her.

On the other hand its cold outside and warm in my bed.

Thoughts anyone?