I would just like to wish "Gemma" all the best with her forth comming retirement, no matter what all the dross are saying, I am so happy that you have seen this business for what it is "Gemma" its not very glamorous, its not all fun, and it ultimitley does not make you happy or rich, I have been in this industry longer than I care to remember,so it is refreshing to know that you have been there...done that, and got wise,I wish you only good things Gemma,be lucky...be happy